Equipment Finance (personal use)
Flexible Funding for the Equipment You Need
Fintegrate Lending is a trusted finance partner based in Melbourne, providing tailored Equipment Finance solutions for personal use to clients across Australia. Whether you’re purchasing specialised equipment, upgrading technology, or investing in high-value personal assets, we help you secure the right finance solution with confidence.
Buying equipment outright can place pressure on savings. With structured equipment finance, you can spread the cost over manageable repayments while preserving your cash flow.
Looking for a equipment finance?
Contact Fintegrate today
What is Personal Equipment Finance?
Personal Equipment Finance allows individuals to purchase equipment or high-value assets through structured loan or lease options. Instead of paying the full amount upfront, you can finance the purchase over an agreed term with competitive rates and flexible repayment options.
This solution is ideal for individuals who want access to essential or lifestyle-enhancing equipment without compromising their financial stability.
What We Finance
Depending on lender criteria, personal equipment finance may cover:
Personal vehicles (cars, caravans, motorbikes)
Boats and recreational vehicles
Technology and specialised equipment
Home improvement equipment
Lifestyle and leisure assets
We work with you to determine eligibility and structure a finance option that suits your needs.
Our Equipment Finance Solutions
Secured Equipment Loans
Competitive rates with the equipment used as security for the loan.
Chattel Mortgage (Personal Use)
A structured solution where you own the asset from day one while repaying over time.
Personal Asset Leasing
Flexible leasing options that may provide lower upfront costs.
Fixed & Variable Rate Options
Choose the repayment structure that best aligns with your financial preference.
Personalised Finance Advice
We assess your financial position and recommend suitable loan options tailored to your circumstances.
Access to Multiple Lenders
Our broad lender panel enables us to compare competitive products and secure flexible terms.
Simple & Efficient Process
We manage the paperwork and liaise with lenders to ensure a smooth and hassle-free experience.
Australia-Wide Service
Although based in Melbourne, we assist clients across Australia with personalised equipment finance solutions.
See What Our Clients Have to Say
Visura Fernando
I had an outstanding experience with Prabath as my mortgage broker. He went above and beyond to secure the best possible mortgage terms for me. Prabath was always available to answer my questions and provided expert guidance throughout the entire process. His thoroughness, efficiency, and personalized approach made the complex task of obtaining a mortgage straightforward and stress-free. I am incredibly grateful for his support and would highly recommend Prabath to anyone looking for a top-notch mortgage broker. Thank you, Prabath, for your exceptional service!
May 24, 2024
Jerome Ngoma
I have known Prabath since 2014.
I am delighted to provide a glowing review for Prabath. Since we were initially colleagues in the private sector, he has transitioned into mortgage broking and has consistently demonstrated high levels of professionalism, expertise and dedication. I have every confidence that Prabath will continue to excel in all endeavours.
Highly recommend
Des Dardenne
Strongly recommend, very professional, superior industry knowledge and honest. Prabath puts his customers first and works hard to get the desired outcome.
May 22, 2025
Sindu Nadesan
Prabath was so easy to work with he always made sure that, we as the client were his first priority and ensured we got the best result and experience throughout the process! Would definitely recommend because I know it will be a great outcome!
July 18, 2025
Audrey Teoh
Local Guide
I had a great experience working with Prabath from Fin9 for my recent home loan. This wasn’t my first time going through the process, but Prabath really stood out with how clear, fast, and honest he was throughout. He took the time to explain everything properly, handled the processes issues without any stress, and managed to find me a better rate than another lender I was looking at.
October 17, 2025
Secure the Equipment You Want — Without the Financial Strain
At Fintegrate Lending, we believe finance should empower your goals — not limit them. Whether you’re purchasing a personal vehicle, upgrading technology, or investing in leisure equipment, we provide structured solutions that make ownership more accessible.
Speak with our team today and explore a flexible equipment finance solution tailored to your needs.
Email :[email protected]